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Tax-Advantaged Retirement Planning

Our retirement planning services help individuals and business owners develop tax-advantaged strategies for long-term wealth.

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(918) 922-1019

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How We Can Help

Effective retirement planning requires balancing current tax savings with future income needs. We help you navigate the complex world of retirement accounts, from traditional and Roth IRAs to 401(k)s and defined benefit plans. Our strategies minimize taxes during both the accumulation and distribution phases, ensuring you keep more of what you've earned for a comfortable retirement.

What You Get

401(k) and IRA optimization strategies
Roth conversion planning and timing
Required minimum distribution planning
Solo 401(k) setup for self-employed
Defined benefit plan design
Tax-efficient withdrawal strategies
Social Security optimization
Medicare and healthcare planning
Estate planning integration

How We Work Together

01

Retirement Analysis

Assess current savings and retirement goals

02

Strategy Design

Create tax-optimized retirement plan

03

Implementation

Set up accounts and contribution strategies

04

Monitoring

Annual reviews and strategy adjustments

Common Questions

How much can I contribute to retirement accounts?

For 2024, you can contribute $23,000 to a 401(k) ($30,500 if 50+), and $7,000 to an IRA ($8,000 if 50+). Self-employed individuals may contribute up to $69,000 to a Solo 401(k). We help maximize contributions within IRS limits.

Should I do a Roth conversion?

Roth conversions can be beneficial if you expect higher future tax rates or want tax-free growth. The decision depends on your current tax bracket, retirement timeline, and estate planning goals. We analyze whether and when conversions make sense for you.

What retirement plan is best for small business owners?

Options include SEP-IRA, SIMPLE IRA, Solo 401(k), or defined benefit plans. Solo 401(k)s often provide the highest contribution limits for owner-only businesses. We help choose and implement the best plan for your situation.

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Ready to Get Started?

Contact us today for a free consultation about your retirement planning needs.